{"id":485,"date":"2026-06-08T12:03:11","date_gmt":"2026-06-08T12:03:11","guid":{"rendered":"https:\/\/coloradorelocationreport.com\/?p=485"},"modified":"2026-06-08T12:03:11","modified_gmt":"2026-06-08T12:03:11","slug":"more-than-40000-coloradans-will-need-a-new-health-insurance-carrier-next-year-heres-who-is-affected","status":"publish","type":"post","link":"https:\/\/coloradorelocationreport.com\/?p=485","title":{"rendered":"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected."},"content":{"rendered":"
\n

More than 40,000 Coloradans will be shopping for a new health insurance carrier for next year because of Cigna\u2019s decision to withdraw from the individual insurance market nationwide.<\/p>\n

Read more Hundreds of calls to Colorado child abuse hotline from youth treatment centers go uninvestigated<\/a><\/p>\n

Cigna announced its plans in a call with investors in late April and cited instability within the market. Starting in 2027, the company is dropping plans sold through the Affordable Care Act exchanges \u2014 such as Connect for Health Colorado locally and HealthCare.gov nationally \u2014 as well as off-exchange plans. Cigna plans for 2026 remain good through the end of the year.<\/p>\n

\u201cWe did not make this decision lightly and appreciate the importance of ensuring patients have continuity through the transition,\u201d Cigna COO Brian Evanko said on the call.<\/p>\n

Cigna made its withdrawal official in Colorado last month, when it filed a notice with the Colorado Division of Insurance.<\/p>\n

\u201cAfter careful consideration, Cigna Healthcare determined that continued participation in the individual medical market is not viable over the long term due to its limited scale and the operational demands of competing in a highly dynamic market,\u201d the company wrote in a letter to Colorado Insurance Commissioner Michael Conway.<\/p>\n

The company said it insures 40,853 people in Colorado through the individual market. Those plans are sold in 12 Front Range counties from Fort Collins to Colorado Springs, as well as in Routt County.<\/p>\n

As recently as 2024, Cigna was the third-largest carrier in the individual market in Colorado, behind Elevance Health (formerly Anthem) and Kaiser Permanente.<\/p>\n

Read more Landscape experts ask Colorado to \u201cembrace the beige\u201d for drought adaptation<\/a><\/p>\n

The decision affects only the individual market \u2014 which encompasses people who purchase plans on their own, sometimes with the help of a government subsidy, but without any direct contribution from an employer. More than 300,000 Coloradans buy coverage this way.<\/p>\n

Going head-to-head with other carriers on the insurance exchanges \u2014 which are sort of like Amazon for health insurance \u2014 makes the individual market highly competitive for insurers. And major changes in state or federal policy, such as Congress\u2019s decision to allow certain subsidies to expire this year, can create big price swings year to year.<\/p>\n

In an interview, Conway said Cigna\u2019s decision is a consequence of those subsidies going away. The subsidies were implemented during the COVID pandemic and expanded the federal financial help for people shopping on the individual market, making plans more affordable for a larger number of consumers.<\/p>\n

\u201cIt seems pretty evident that the reverberations from the tax credits expiring made it too difficult of a market for them to continue in,\u201d Conway said. \u201cCreating that massive amount of uncertainty in the marketplace is going to have impacts like this. Insurance companies, one thing they hate the most is uncertainty.\u201d<\/p>\n

People with Cigna plans through their job or through a Medicare Advantage plan will not see their coverage affected.<\/p>\n

Read more As retiree pensions shrank, Colorado PERA paid its staff millions of dollars in bonuses<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Cigna is withdrawing from the individual health insurance market nationwide starting in 2027, impacting more than 40,000 Coloradans.<\/p>\n","protected":false},"author":1,"featured_media":484,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health"],"yoast_head":"\nMore than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected. - Colorado Relocation Report<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coloradorelocationreport.com\/?p=485\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected. - Colorado Relocation Report\" \/>\n<meta property=\"og:description\" content=\"Cigna is withdrawing from the individual health insurance market nationwide starting in 2027, impacting more than 40,000 Coloradans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/coloradorelocationreport.com\/?p=485\" \/>\n<meta property=\"og:site_name\" content=\"Colorado Relocation Report\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-08T12:03:11+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/#\\\/schema\\\/person\\\/144e01590ba7a61cfe6fd08a0fa7a482\"},\"headline\":\"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected.\",\"datePublished\":\"2026-06-08T12:03:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485\"},\"wordCount\":511,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/coloradorelocationreport.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/4f8ddf998ae80628bb1b669db16bc781.jpg\",\"articleSection\":[\"Health\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485\",\"url\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485\",\"name\":\"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected. - Colorado Relocation Report\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/coloradorelocationreport.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/4f8ddf998ae80628bb1b669db16bc781.jpg\",\"datePublished\":\"2026-06-08T12:03:11+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/#\\\/schema\\\/person\\\/144e01590ba7a61cfe6fd08a0fa7a482\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#primaryimage\",\"url\":\"https:\\\/\\\/coloradorelocationreport.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/4f8ddf998ae80628bb1b669db16bc781.jpg\",\"contentUrl\":\"https:\\\/\\\/coloradorelocationreport.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/4f8ddf998ae80628bb1b669db16bc781.jpg\",\"width\":2560,\"height\":1602},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?p=485#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/coloradorelocationreport.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/#website\",\"url\":\"https:\\\/\\\/coloradorelocationreport.com\\\/\",\"name\":\"Colorado Relocation Report\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/coloradorelocationreport.com\\\/#\\\/schema\\\/person\\\/144e01590ba7a61cfe6fd08a0fa7a482\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\\\/\\\/coloradorelocationreport.com\"],\"url\":\"https:\\\/\\\/coloradorelocationreport.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected. - Colorado Relocation Report","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/coloradorelocationreport.com\/?p=485","og_locale":"en_US","og_type":"article","og_title":"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected. - Colorado Relocation Report","og_description":"Cigna is withdrawing from the individual health insurance market nationwide starting in 2027, impacting more than 40,000 Coloradans.","og_url":"https:\/\/coloradorelocationreport.com\/?p=485","og_site_name":"Colorado Relocation Report","article_published_time":"2026-06-08T12:03:11+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/coloradorelocationreport.com\/?p=485#article","isPartOf":{"@id":"https:\/\/coloradorelocationreport.com\/?p=485"},"author":{"name":"admin","@id":"https:\/\/coloradorelocationreport.com\/#\/schema\/person\/144e01590ba7a61cfe6fd08a0fa7a482"},"headline":"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected.","datePublished":"2026-06-08T12:03:11+00:00","mainEntityOfPage":{"@id":"https:\/\/coloradorelocationreport.com\/?p=485"},"wordCount":511,"commentCount":0,"image":{"@id":"https:\/\/coloradorelocationreport.com\/?p=485#primaryimage"},"thumbnailUrl":"https:\/\/coloradorelocationreport.com\/wp-content\/uploads\/2026\/06\/4f8ddf998ae80628bb1b669db16bc781.jpg","articleSection":["Health"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/coloradorelocationreport.com\/?p=485#respond"]}]},{"@type":"WebPage","@id":"https:\/\/coloradorelocationreport.com\/?p=485","url":"https:\/\/coloradorelocationreport.com\/?p=485","name":"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected. - Colorado Relocation Report","isPartOf":{"@id":"https:\/\/coloradorelocationreport.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/coloradorelocationreport.com\/?p=485#primaryimage"},"image":{"@id":"https:\/\/coloradorelocationreport.com\/?p=485#primaryimage"},"thumbnailUrl":"https:\/\/coloradorelocationreport.com\/wp-content\/uploads\/2026\/06\/4f8ddf998ae80628bb1b669db16bc781.jpg","datePublished":"2026-06-08T12:03:11+00:00","author":{"@id":"https:\/\/coloradorelocationreport.com\/#\/schema\/person\/144e01590ba7a61cfe6fd08a0fa7a482"},"breadcrumb":{"@id":"https:\/\/coloradorelocationreport.com\/?p=485#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/coloradorelocationreport.com\/?p=485"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/coloradorelocationreport.com\/?p=485#primaryimage","url":"https:\/\/coloradorelocationreport.com\/wp-content\/uploads\/2026\/06\/4f8ddf998ae80628bb1b669db16bc781.jpg","contentUrl":"https:\/\/coloradorelocationreport.com\/wp-content\/uploads\/2026\/06\/4f8ddf998ae80628bb1b669db16bc781.jpg","width":2560,"height":1602},{"@type":"BreadcrumbList","@id":"https:\/\/coloradorelocationreport.com\/?p=485#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/coloradorelocationreport.com\/"},{"@type":"ListItem","position":2,"name":"More than 40,000 Coloradans will need a new health insurance carrier next year. Here\u2019s who is affected."}]},{"@type":"WebSite","@id":"https:\/\/coloradorelocationreport.com\/#website","url":"https:\/\/coloradorelocationreport.com\/","name":"Colorado Relocation Report","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/coloradorelocationreport.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/coloradorelocationreport.com\/#\/schema\/person\/144e01590ba7a61cfe6fd08a0fa7a482","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/coloradorelocationreport.com"],"url":"https:\/\/coloradorelocationreport.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=\/wp\/v2\/posts\/485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=485"}],"version-history":[{"count":0,"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=\/wp\/v2\/posts\/485\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=\/wp\/v2\/media\/484"}],"wp:attachment":[{"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coloradorelocationreport.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}